Yesterday we shared tips for saving money on holiday shopping through planning, budgeting, and watching for sales. Today we’re continuing with a few more ways to stretch your dollar — not through finding deals, but through rethinking how gifts can be given in the first place. Each of these approaches can bring real holiday meaning without the price tag of a single big purchase.

Go in Together on a Group Gift
This is common in large families and genuinely useful across the board. If your gift budget is $50 and you’ve found the perfect $100 item, there’s no shame in pooling resources with another family member who’s also contributing $50. People sometimes worry about being judged for not going it alone, but that worry is almost always bigger in our heads than in the recipient’s reality. Younger grandchildren especially won’t care whether grandma and auntie pooled their money — they’ll just be happy they got what they wanted. For adult family members, a nicer gift from a group often lands better than several smaller individual gifts anyway.
DIY Thoughtful Gifts
Not every DIY gift makes sense — some craft and fiber arts projects become expensive and time-consuming once you factor in materials. But plenty of homemade gifts cost very little and show real care. Baked goods are a classic example: when I was growing up, our family gave Christmas cookies to neighbors, friends, and teachers every year. The only real expense was baking ingredients, since we reused holiday cookie tins and Tupperware we already owned. Other low-cost DIY options include jars of homemade spice blends or hot cocoa mix, framed photos, or a handwritten letter paired with a small token. The thought and personal touch matter more than the price tag.
Shop Thrift Stores and Facebook Marketplace
Many people hesitate to give a used item as a gift, but thrift stores and Facebook Marketplace regularly turn up unopened or new-with-tags items at a fraction of the original retail price. Louisville has strong local thrift options including Goodwill, St. Vincent de Paul, and smaller consignment shops that occasionally stock surprising finds. One caution: skip tech items from these sources, since there’s no way to know if they’ll work reliably. Toys, housewares, books, and decorative pieces are generally safer categories.
Give the Gift of Time
For many of the people on your list, especially other adults, your time is a more meaningful gift than any object. A coupon book for homemade dinners, an afternoon helping with a project, a planned day trip together, or a standing commitment to a monthly phone call can all count as a real gift. Older adults are often especially well-positioned to give this kind of gift, since lived experience and attention are things younger family members genuinely value and often don’t have enough of in their own busy lives.
Regift Thoughtfully
Regifting has an unfair reputation. Done thoughtfully, it’s a sensible way to pass along something you won’t use to someone who will appreciate it. The key rules are simple: never regift to the person who gave it to you (or anyone in their immediate circle), make sure the item is new or in excellent condition, and only regift items you genuinely think the recipient would like, not just something you want to clear out. Done right, regifting puts a well-matched item into the hands of someone who’ll love it.
Shop Clearance After the Holidays for Next Year
One of the simplest long-term strategies is shopping the deep post-holiday clearance sales for next year’s gifts. Wrapping paper, decorations, holiday-specific items, and even non-holiday gift items often hit their deepest discounts in late December and early January. If you have storage space and a general idea of who you’ll be shopping for next year, this approach can cut next year’s gift budget significantly.
The holidays become more enjoyable when financial stress isn’t driving the experience, and the most meaningful gifts are often the ones that reflect care and thought rather than cost. If getting to stores or managing holiday prep is harder than it used to be, our companion care team in Louisville can help with transportation, errands, and daily support — so holiday preparations stay manageable and enjoyable.
Written by Brigid Coffey



